First-Time Homebuyers

Refinancing

Julio Rodriguez

Mortgage Advisor

NMLS #1967951

About Julio

Before I got into mortgages, I spent years on an assembly line building deicer trucks and pumps, and then in aviation maintenance. I was good at the work, but I was tired of steel-toe boots, coming home covered in grease and sealant, and a schedule that left no room for balance. I wanted something different - a career where I could put on a suit and tie and build a life around more than just the next shift. That's what pulled me into mortgages, and I've been here ever since.

What I love most is building the game plan with my clients - mapping out the road to homeownership step by step so it feels achievable instead of overwhelming. I specialize in all the traditional mortgage products, plus DSCR loans for investors who want to qualify based on a property's cash flow rather than personal income.

When you work with me, you get more than a loan officer - you get a whole team. I answer my phone nights and weekends, because home buying doesn't stop at 5 p.m., and if I don't have an answer on the spot, I run it through our team so you get the benefit of multiple experienced minds, not just one. Outside of work, family and friends come first. Life is short, so any free moment I have, I spend it with the people I love.

Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. Once you’ve lost it, you can never get it back.
— Harvey Mackay

How Julio Can Help

Conventional

Self-Employed Borrowers

FHA

Investment / Rental Property

Get in touch


EMAIL

DIRECT LINE- CALL OR TEXT

OFFICE


VA

Jumbo

Down-Payment Assistance