andy oharrow

I spent 15 years in the automotive industry, most of it in the finance department, where I found a passion for getting people approved for auto loans when they'd otherwise been told no. I learned early that every scenario is a puzzle - if you can figure out how the pieces fit, there's almost always a path to yes. From there I moved into retail banking, where I learned how money really works and discovered that the relationship between a banker and their clients matters far more than the day-to-day transactions. As a personal banker, I found real joy in helping people use the equity in their homes to consolidate debt, renovate, or invest in their goals - and that's when it clicked: this kind of education and strategy needs to reach people even earlier, before they buy their first home. So I got fully licensed as a Mortgage Loan Originator.

I've positioned myself as the "Problem Solver" in our industry. A lot of people like to give the illusion that getting a mortgage is easy - the reality is that it's tough, with countless variables stacked on top of each other, where one wrong move can be the difference between a celebration and a disappointment. I truly believe there's a solution for everyone, and I love finding the path and giving people the clarity to take the steps to yes.

I believe in transparency through every step of the process. I made my share of mistakes early in life and was even misled when buying my first home, and I promised myself that no one I work with would ever leave feeling that way. Outside of work, my family and I moved to the Orlando area in 2018 - we call ourselves "life-long tourists." We're avid theme-park visitors with season passes to all the major parks (I love a good themed thrill roller coaster), and it's my favorite way to stay connected with my wife and two adult children. When we're not riding coasters, we're usually traveling the world, slowly checking destinations off a very large bucket list and soaking up the food, history, and culture along the way.